Crypto Staking Yield Calculator
Calculate staking rewards and compare APR vs APY
Staking growth projection
Hasil adalah perkiraan dan mungkin tidak mencerminkan situasi keuangan Anda yang sebenarnya. Ini bukan saran keuangan, pajak, atau hukum. Konsultasikan dengan profesional yang memenuhi syarat.
Cara penggunaan
Enter the amount you want to stake, the annual percentage rate (APR) offered by the staking protocol, and how long you plan to stake. Select the compounding frequency to see how rewards accumulate. Add monthly contributions to model dollar-cost averaging into your staking position. The calculator shows your projected final balance, total rewards, and effective APY.
Rumus
Contoh
Ethereum staking
Stake 10 ETH at 4% APR with monthly compounding for 2 years. Your effective APY is 4.07%, earning approximately 0.83 ETH in rewards for a final balance of 10.83 ETH.
High-yield DeFi protocol
Stake $5,000 worth of tokens at 20% APR with daily compounding for 1 year. Your effective APY is 22.13%, earning about $1,107 in rewards. Daily compounding adds $107 more than monthly would.
DCA into staking
Start with $1,000 staked at 8% APR, adding $200/month for 3 years with monthly compounding. Total deposited: $8,200. Final balance: approximately $9,360 with $1,160 in staking rewards.
Pertanyaan yang sering diajukan
What is the difference between APR and APY in crypto?
APR (Annual Percentage Rate) is the base interest rate without compounding. APY (Annual Percentage Yield) includes the effect of compounding. With 10% APR compounded daily, your APY is about 10.52%, meaning you earn more because rewards earn rewards. Protocols that auto-compound give you the APY; those that require manual claiming give you the APR.
How does compounding frequency affect staking rewards?
More frequent compounding means rewards start earning their own rewards sooner. Daily compounding yields slightly more than monthly, which yields more than yearly. At 10% APR: daily compounding gives 10.52% APY, monthly gives 10.47% APY, and yearly gives exactly 10% APY. The difference grows with higher rates and longer timeframes.
Is crypto staking safe?
Staking carries several risks: smart contract vulnerabilities (bugs in the staking contract), slashing (penalties for validator misbehavior), impermanent loss (for liquidity pool staking), and price volatility (your rewards may be worth less in fiat). High APR often means higher risk. Stake with established protocols and diversify across validators.
Are staking rewards taxable?
In most jurisdictions, staking rewards are taxable income at the time you receive them, valued at fair market price. When you later sell the rewards, any price change is a capital gain or loss. The US IRS treats staking rewards as income under Revenue Ruling 2023-14. Consult a tax professional for your situation.
What is auto-compounding in DeFi?
Auto-compounding protocols automatically reinvest your staking rewards back into the staking pool. This means you earn compound interest without manually claiming and restaking. The protocol handles the compounding, usually charging a small fee (1-5%). Without auto-compounding, you need to manually claim and restake rewards to benefit from compounding.
Tentang alat ini
Calculate crypto staking rewards with compound interest. Compare daily, weekly, and monthly compounding. See projected earnings over time with optional monthly contributions.
Semua perhitungan dilakukan secara lokal di browser Anda. Data Anda tidak pernah meninggalkan perangkat Anda.